life insurance provides financial security for the people you care about most

What is life insurance?

Life insurance offers a way to safeguard your family and loved ones, even after you're gone. Instead of leaving them with outstanding debts, funeral costs, and other everyday expenses, they'll receive a tax-free payout, providing essential financial security and peace of mind. With a life insurance policy in place, you’re prepared for life’s uncertainties while planning for a stable future.

Almost everyone can benefit from some form of life insurance to protect their loved ones. Whether you're just starting out, raising a family, or planning for retirement, life insurance can offer peace of mind for those you care about most. The key is finding the right policy for your needs. Whether you're seeking extensive coverage or just the essentials, we have options tailored to you.

Life insurance can help your loved ones:

• Cover increasing funeral costs

• Replace lost income or the value of a stay-at-home spouse

• Pay off debts

• Fund a college education

• Leave an inheritance

Do I need life insurance?

What types of life insurance are there?

Most life insurance falls in two basic categories: term and permanent. Term lasts for a set period of time, and permanent lasts your entire life.

• Financial Security: AD&D insurance provides coverage in the event of accidental death or dismemberment, offering crucial financial protection for your loved ones.

• Flexible Coverage Options: Choose coverage amounts from $50,000 to $500,000 to match your family's needs.

• Affordable Peace of Mind: AD&D insurance is an inexpensive way to ensure financial security in case of an unexpected tragedy.

As Low As $9.32/mo

Accidental Death

• Affordable Coverage: Term life insurance is the most budget-friendly type of life insurance, with coverage starting at just $25,000 and going up to $5,000,000 or more.

• Flexible Terms: Choose a coverage period that suits your needs — from as short as 10 years to as long as 40 years.

• No Medical Exam Option: If you're in good health, you may qualify for term life insurance without needing a medical exam, saving you both time and money.

As Low As $12/mo

Term Life Insurance

Final Expense

• Covers End-of-Life Costs: Final expense life insurance is designed to cover funeral expenses, burial or cremation costs, and outstanding medical bills. Coverage amounts typically range from $5,000 to $50,000.

• No Medical Exam Required: Unlike traditional life insurance, final expense policies often do not require a medical exam or extensive health screenings, making them accessible for those with pre-existing conditions.

• Provides Peace of Mind: By securing final expense insurance, you ensure your family can focus on healing during a difficult time without the worry of financial strain from end-of-life expenses.

As Low As $40/mo

As Low As $200-300/mo

• Flexible Premiums: IUL policies offer flexible payment options, with monthly premiums starting as low as $200 to $300, making them accessible for a wide range of budgets.

• Potential for Growth: Your policy's cash value is linked to a market index, such as the S&P 500, providing opportunities for growth while protecting against market downturns.

• Guaranteed Death Benefit: IUL policies ensure financial security for your loved ones with a guaranteed death benefit. You can also access a portion of your cash value through withdrawals or loans, subject to policy terms, to meet your financial needs.

Indexed Universal Life

affordable life insurance plans for your peace of mind

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a safety net that keep dreams alive